I&M OTG - Business

Manage your finances wherever you are, whenever you want.

I&M Bank Kenya - I&M On The Go – Business

I&M Bank runs a robust online banking platform dubbed OTG with multiple capabilities. This platform enables our customers to process single and bulk payments effectively from the convenience of their offices or any other location. The system operates on a maker-checker principle where your internal process is taken into account, and a workflow approval process is followed according to your authorization mandate.The system comes with added advantages such as secure log-in, one-time password (OTP) for all funds transfer functionality for enhanced security, multi-level authorization and ability to present transactional limits for users. Other security features include audit trails of transaction and globally acceptable web communication and encryption standards.

Registration Process

Complete the Corporate Internet Banking Application Form and Board Resolution Forms and submit to the nearest branch.

I&M OTG - Business Internet Banking Benefits


  • Service

  • Features

  • Accessibility

  • Allows online authorization from any location as long as a user has access to internet

  • Customer Enquiry


  • ●      Real time Balance Enquiry

  • ●      Automated statements services

  • ●      Real time Account/ Transaction details

  • ●      Account Statement enquiry. Viewing, printing and downloading.

  • Payments


  • ●      Fund transfers: Internal, local, foreign, M-PESA, PesaLink, transfers

  • ●      Online EFT, RTGS and Salary processing

  • ●      Statutory Payments – KRA Domestic Tax and Customs Tax Payments (CCRS), NSSF, NHIF

  • ●      Utility payments - KPLC, Nairobi Water,

  • ●      Maintain a list of regular beneficiaries

  • ●      Proper audit trail for all transaction activities

  • Standing orders 

  • ●      Initiate, amend and delete

  • Security


  • ●      Two Factor Security Authentication by use of user ID & password and a Security one-time password.