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I&M Bank Credit Cards
Treat yourself with best credit cards in Kenya
I&M Bank Credit Cards
Experience convenience, control and global access with I&M Bank Credit Cards. Our credit cards are designed to fit your lifestyle, offering secure payments, worldwide acceptance, exclusive rewards and smart financial flexibility.
I&M Multicurrency Prepaid Card
- Available in 3 major currencies
- Save conversion costs
- Easy to load through M-PESA
- Maximum reload of up to $10,000
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Select a card
I&M World Credit Mastercard
Joining Fee
Kes 0
Supplementary Joining Fee
Kes 0
Annual Fees
Kes 5,500
Supplementary Annual Fees
Kes 2,750
Credit Period
Up to 50 days
Roll-over Amount
95%
Minimum Payment
5%
Cash Advance Limit
60% of credit limit
Revolving Credit Interest
3.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding amount
Over Limit Charge
Kes 5,000
Cash Advance Charge
6% of cash advanced
Unpaid Instruments Handling Fees
KShs. 2,500
Card Replacement Fees
KShs. 1,000
Credit Life Insurance % of approved limit
0.36% p.a
I&M Visa International Tamarind Gold Credit Card
Joining Fee
Nil
Supplementary Joining Fee
Nil
Annual Fees
Kes 6,000
Supplementary Annual Fees
Kes 3,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on the due date, KShs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit Life Insurance % of approved limit
0.36% p.a
I&M Visa Gold Credit Card
Joining Fee
Kes 0
Supplementary Joining Fee
Kes 0
Annual Fees
Kes 4,000
Supplementary Annual Fees
Kes 2,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance Limit
50% of credit limit
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on due date, Kshs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance Charge
6% of cash advanced
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit Life Insurance % of approved limit
0.36% p.a
Visa Classic Credit Card
Joining Fee
Kes 0
Supplementary Joining Fee
Kes 0
Annual Fees
Kes 3,000
Supplementary Annual Fees
Kes 1,500
Credit Period
Up to 50 days
Roll-over Amount
95%
Minimum Payment
5%
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
Kshs.1,000 or 6% of outstanding amount.
Over Limit Charge
Kes 1,500
Cash Advance Charge
7.5% of cash advanced
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit Life Insurance % of approved limit
0.36% p.a
Cash Advance Limit
40%
I&M Visa Infinite Credit Card
Joining Fee
Kes 0
Supplementary Joining Fee
Kes 0
Annual Fees
Kes 9,000
Supplementary Annual Fees
Kes 4,500
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance Limit
60% of credit limit
Revolving Credit Interest
3.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding amount
Over Limit Charge
Kes 1,500
Cash Advance Charge
6% of cash advanced
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit Life Insurance % of approved limit
0.36%