I&M Bank Credit Cards

Treat yourself with best credit cards in Kenya

I&M Bank Kenya - Credit Cards

I&M Multicurrency Prepaid Card

  • Available in 3 major currencies
  • Save conversion costs
  • Easy to load through M-PESA
  • Maximum reload of up to $10,000
I&M Multicurrency Prepaid Card

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I&M World Credit Mastercard

  • Joining Fee

    Kes 2,500

  • Supplementary Joining Fee

    Kshs.1500

  • Annual Fees

    Kshs. 5500

  • Supplementary Annual Fees

    Kshs. 5500

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    95%

  • Minimum Payment

    5%

  • Cash Advance

    Up to 40% of credit limit

  • Revolving Credit Interest

    3.5% per month on actual daily outstanding balance

  • Late Payment Penalty Rate

    6% flat on outstanding amount

  • Over Limit Charge

    Kes 1,500

  • Cash Advance Charge

    7.50% of cash advanced

  • Unpaid Instruments Handling Fees

    KShs. 2,500

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36% p.a

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I&M Visa International Tamarind Gold Credit Card

  • Joining Fee

    Nil

  • Supplementary Joining Fee

    Nil

  • Annual Fees

    Kes 6,000

  • Supplementary Annual Fees

    Kes 3,000

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    90%

  • Minimum Payment

    10%

  • Cash Advance

    30% of credit limit

  • Revolving Credit Interest

    3.5% per month on the actual daily outstanding balance

  • Late Payment Penalty Rate

    6% flat on outstanding minimum payment amount on the due date, KShs 1,000/- maximum

  • Over Limit Charge

    Kes 1,500

  • Cash Advance

    Charge 7.50%

  • Unpaid Instruments Handling Fees

    KShs. 2,000

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36% p.a

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I&M Visa International Gold Credit Card

  • Joining Fee

    Kes 3,500

  • Supplementary Joining Fee

    Kes 3,500

  • Annual Fees

    Kes 4,000

  • Supplementary Annual Fees

    Kes 2,000

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    90%

  • Minimum Payment

    10%

  • Cash Advance

    30% of credit limit

  • Revolving Credit Interest

    3.5% per month on the actual daily outstanding balance

  • Late Payment Penalty Rate

    6% flat on outstanding minimum payment amount on due date, Kshs 1,000/- maximum

  • Over Limit Charge

    Kes 1,500

  • Cash Advance Charge

    7.50% of cash advanced

  • Unpaid Instruments Handling Fees

    KShs. 2,000

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36% p.a

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Visa Classic Credit Card

  • Joining Fee

    Kes 2,500

  • Supplementary Joining Fee

    Kes 2,500

  • Annual Fees

    Kes 3,000

  • Supplementary Annual Fees

    Kes 1,500

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    95%

  • Minimum Payment

    5%

  • Revolving Credit Interest

    3.5% per month on the actual daily outstanding balance

  • Late Payment Penalty Rate

    Kshs.1,000 or 6% of outstanding amount.

  • Over Limit Charge

    Kes 1,500

  • Cash Advance Charge

    7.5% of cash advanced

  • Unpaid Instruments Handling Fees

    KShs. 2,000

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36% p.a

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I&M Visa Infinite Credit Card

  • Joining Fee

    Kes 5,000

  • Supplementary Joining Fee

    Kes 5,000

  • Annual Fees

    $75

  • Supplementary Annual Fees

    $75

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    90%

  • Minimum Payment

    10%

  • Cash Advance

    30% of credit limit

  • Revolving Credit Interest

    3.5% per month on actual daily outstanding balance

  • Late Payment Penalty Rate

    6% flat on outstanding amount

  • Over Limit Charge

    Kes 1,500

  • Cash Advance Charge

    7.50% of cash advanced

  • Unpaid Instruments Handling Fees

    KShs. 2,000

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36%

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