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I&M Bank Credit Cards
Treat yourself with best credit cards in Kenya
I&M Bank Credit Cards
Experience freedom by choosing among a range of best Visa credit cards in Kenya with many advantages like free credit period, loyalty points for usage and so much more
I&M Multicurrency Prepaid Card
- Available in 3 major currencies
- Save conversion costs
- Easy to load through M-PESA
- Maximum reload of up to $10,000
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Select a card
I&M World Credit Mastercard
Joining Fee
Kes 2,500
Supplementary Joining Fee
Kshs.1500
Annual Fees
Kshs. 5500
Supplementary Annual Fees
Kshs. 5500
Credit Period
Up to 50 days
Roll-over Amount
95%
Minimum Payment
05%
Cash Advance
Up to 40% of credit limit
Revolving Credit Interest
3.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding amount
Over Limit Charge
Kes 5,000
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,500
Card Replacement Fees
KShs. 1,000
Credit Life Insurance
0.03% of the limit
I&M Visa International Tamarind Gold Credit Card
Joining Fee
Nil
Supplementary Joining Fee
Nil
Annual Fees
Kes 6,000
Supplementary Annual Fees
Kes 3,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on the due date, KShs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit protection
0.03% of the limit
I&M Visa International Gold Credit Card
Joining Fee
Kes 3,500
Supplementary Joining Fee
Nil
Annual Fees
Kes 4,000
Supplementary Annual Fees
Kes 2,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on due date, Kshs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit protection
0.03% of the limit
Visa Classic Credit Card
Joining Fee
Kes 2,500
Supplementary Joining Fee
Kes 2,500
Annual Fees
Kes 3,000
Supplementary Annual Fees
Kes 1,500
Credit Period
Up to 50 days
Roll-over Amount
95%
Minimum Payment
5%
Revolving Credit Interest
3.5% per month on the actual daily outstanding balance
Late Payment Penalty Rate
Kshs.1,000 or 6% of outstanding amount.
Over Limit Charge
Kes 1,500
Cash Advance
7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit protection
0.36% p.a of the approved limit
I&M Visa Infinite Credit Card
Joining Fee
Kes 5,000
Supplementary Joining Fee
Kes 5,000
Annual Fees
$75
Supplementary Annual Fees
$75
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
3.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding amount
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
Credit protection
0.03% of the limit