I&M Bank Kenya - I&M Capital Bond Plus Fund

I&M Capital Bond Plus Fund

Invest in a diversified portfolio of bonds, including treasury bonds, corporate bonds, and other fixed-income securities and minimize the risks associated with direct bond investments while providing for liquidity needs.

I&M Capital Bond Plus Fund

The Bond Plus fund is a medium risk Kenyan Shillings denominated open-ended fixed income fund that endeavours to maximize the level of return to investors by generating a reasonable level of income and maximum stability for the capital invested, whilst minimizing the volatility of the portfolio. The Fund invests mainly in Government treasury bonds, as well as other fixed income securities and is more convenient and diversified than direct investment in bonds.

Benefits

Features

  • Minimum initial investment of Kes 100,000
  • Minimum top-up of Kes 50,000
  • Minimum withdrawal of Kes 50,000
  • Interest accrued daily and distributed at the end of each month
  • Daily compounding
  • Lock in period of 6 months from date of initial investment
  • One withdrawal allowed per month, with no charges
  • High liquidity, funds are accessible within 3 working days
  • No loss of interest on withdrawal

Benefits

  • Investment diversification
  • Invested in relatively low risk investments
  • Low investment cost
  • Investment decisions made by experts

Frequently Asked Questions

The Bond Plus Fund is a Fixed Income Fund that endeavors to maximize the level of total return to investors by generating a reasonable level of current income and maximum stability for the capital invested, whilst minimizing the volatility of the portfolio.

The Bond Plus Fund is considered a medium risk Fund.

The funds are invested in money market securities such as Government Treasury Bonds and Bills, Corporate Bonds, Commercial Paper and Fixed Deposits.

The Fund will be suitable mainly for retail investors who are seeking a regular income from their investment and who require a medium risk investment which offers a high-income yield, capital stability and immediate liquidity.

Yes, Companies/ Institutions/ Registered Investment clubs (Chamas) may invest in the fund, however it should be noted that interest will be subject to corporate tax rates.

Yes, Kenyans living abroad and foreigners in Kenya can invest in the fund provided that they hold a valid KRA PIN and have a bank account with I&M Bank.

Apply in person

Find your nearest branch

Request Call Back

Enter Contact Details

We are available from 9:00 AM to 4:00 PM Weekly.

Apply for a loan

Enter Contact Details

We are available from 9:00 AM to 4:00 PM Weekly.

Already Applied?

Login to OTG

Check your transaction accounts online.

Are you interested?