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I&M Bank Shinda Millioni Campaign

Shinda Millioni Campaign FAQs

  • The Shinda Millioni Campaign is a promotion by I&M Bank where customers stand a chance to win cash prizes by maintaining and increasing their account balances.

  • The campaign runs for 3 months from 12 August 2025 to 12 Nov 2025.

  • KES 50,000 for each of the 10 weekly draw winners.

  • KES 1,000,000 each for each of the monthly draw winners.

  • All new and existing I&M Bank customers aged 18 years and above with eligible KES transactional accounts can participate, excluding:

  • I&M Bank staff and related accounts

  • Dormant or frozen accounts (unless activated during the campaign)

  • Loan and overdrawn accounts

  • Customers who opt out

  • Bank partners or vendors

  • a)New Accounts:

  • I & M Club account

  • I & M PayGo account

  • I & M Agri-PayGo account

  • SoloBiz account

  • b)Existing Accounts:

  • Club, PayGo, Agri-PayGo

  • Personal Sapphire (Daily & Regular)

  • Malaika, I&M Karibu

  • Premium Select, Premium Esteem

  • Personal Bahati, Personal Bahati Daily

  • Next Generation, Young Professionals

  • ATM, Tayari

  • New Customers:

  • Open a qualifying account via the I&M OTG app or at any I&M Bank branch.

  • Fund the account regularly.

  • Existing Customers:

  • Simply, maintain consistent deposits into your eligible accounts.

  • Activate your dormant account and keep it funded.

  • You can fund your I&M account using the following methods.

  • Mpesa (Paybill 542542)

  • Airtel Money

  • Bank branch cash/cheque deposit

  • Other bank transfers (PesaLink, RTGS, EFT, SWIFT)

  • Each KES 2,000 in your account average balance earns you 1 point for the draw period. The more you fund your accounts the more the points earned.

  • Awarded points are subject to a maximums 500 points per draw period.

  • Points will be awarded in full (fractional points will be rounded down).

  • Points are non-transferable and are draw-specific.

  • One week after each draw

  • Credited directly into the winner’s I&M Bank account

  • Winners will be notified via SMS or phone call (+254 719 088 000). A follow up email will also be sent from the Bank.

  • The Bank will attempt to call 3 times on reasonable intervals in 24 hours

  • If the Bank is entirely unable to reach your or positively identify you, the prize will go to a reserve winner.

  • Yes. Reasons for disqualification include:

  • Fraud or suspicious activity

  • Breach of campaign terms

  • Failing to provide valid identification if selected as a winner

  • Yes. If you hold multiple eligible accounts, each account can earn points independently, provided it meets the minimum balance and activity criteria.

  • Yes, joint accounts are eligible if they are one of the qualified account types and meet the campaign criteria.

  • Yes. You can win multiple times during the campaign as long as you continue meeting the eligibility and participation requirements.

  • You can still participate, but you’ll earn points only from the time your account is active and funded. Earlier draws you missed won’t be backdated.