Our People

What Made Me Join I&M Bank?

Hear directly from our Management Trainees about what drew them to the programme.

Be More!

The Management Trainee ( MT) programme plays a critical role in ensuring there is a pipeline of young professionals with the skills required to plug in to the I&M Group's strategic agenda within the Eastern Africa region. The programme is targeting young and energetic professionals willing to work in a fast paced, dynamic and agile environment.

Competency Requirements

1

Strong communication skills.

2

Assertive - able to stand by principles despite opposition.

3

Must have strong analytical skills.

4

Able to retain optimism despite setbacks and not take criticism personally.

5

Methodical, accurate, pays attention to detail.

6

Ability to remain calm and focused under pressure.

Eligibility Requirements

1

Fresh university graduates not exceeding 26 years of age.

2

Graduates with a Master's degree or exceptional Undergraduate degree holders.

3

Technical Certification Courses (in lieu of a university degree) in specialist areas.

Benefits

The I&M Group is a diversified banking and financial services corporate entity located in Kenya, Rwanda, Tanzania, Uganda and Mauritius. The Group is almost 50 years old and has continued to expand at a rapid rate offering current and potential staff members a great deal of exposure to best in class practices, high quality products, exciting clientele and top level technological advancements within the banking realm. The Group is positioning itself to further expand its regional footprint within Eastern Africa and continues to demonstrate this unique value proposition to its clients, shareholders, staff and key stakeholders. MTs will be joining an organization that will no doubt place them on the path to success if they can tap in to all the opportunities and exposure on offer.

MTs are paired with a dedicated mentor who helps them steer their career by offering advice, counsel and insights that no doubt add tremendous value to their early careers within the I&M Group. The MTs undergo a series of comprehensive psychometric assessments which enables the Learning and Development Team within the wider Human Resources Department to select the appropriate mentor who can help them maximize their full potential. This mentorship journey does not just run for the duration of the programme but its main intent is to help MTs forge life-long professional bonds with their mentors as they grow within the I&M Group.

MTs earn competitive remuneration comprised of a series of benefits such as medical cover, pension, access to highly competitive credit facilities among other incentives. Once the MTs complete the programme, their remuneration is immediately adjusted upwards in line with their new roles in management.

MTs are given holistic exposure to the world of banking by spending dedicated and highly structured time in various units across the Bank for the duration of the 15 month programme. This automatically makes them more well-rounded and knowledgeable as bankers. The MTs are additionally given consistent feedback throughout the programme which places them in good stead from a career growth perspective. Upon completion of the programme, they take up management roles matched to their exact skills and competencies which places them on a fast tracked career development trajectory.

All MTs go through a highly engaging and interactive programme that places them in diverse and interesting departments/ branches which gives them unique insights in to the workings of all these different units. They become well versed in areas such as Relationship Management, Customer Service, ICT & Digital Transformation, Financial Services among many other segments of the business. This kind of exposure fosters an understanding of how all the different units intertwine in the pursuit of the Bank’s strategy.

Towards the end of the MT Programme, the MTs are seconded to an offshore entity in one of 4 countries outside of Kenya where the I&M Group has an established footprint. This opportunity offers MTs unique perspectives, cultural exposure and knowledge of other markets from a banking and financial services standpoint.

Management Trainee Testimonials

Everything about the I&M Bank experience

Martina Muhonja

"Coming from an Engineering background, the MT Program gave me an invaluable opportunity to build a strong foundation in banking. The diverse rotations broadened my understanding of the business, strengthened my confidence, and challenged me to grow beyond my comfort zone. I got to see the bank as one interconnected business. Beyond the technical skills, the program enhanced my self-awareness, helped me better understand my strengths, areas of growth, and where I can make the greatest impact. I built lasting relationships with mentors and fellow trainees who made the journey memorable. I am grateful for the opportunity, the mentorship, and the strong foundation it has provided for my career."

Albert Lumumba

"My experience as an I&M Management Trainee has been both rewarding and transformative. Through rotations across different functions and a secondment to I&M Bank Tanzania, I gained valuable regional exposure, developed critical banking and leadership skills, and worked alongside exceptional teams. The programme's emphasis on hands-on learning, mentorship, and cross-border collaboration has prepared me to contribute meaningfully to the Group while building a strong foundation for my career in banking."

Dennis Ramogi Oweke

"The GMT program has been one of the most transformative experiences of my career. Over 15 months, I embarked on a whirlwind journey through the world of banking, exploring everything from customer service and digital innovation to relationship management and corporate banking across Kenya and Uganda. Each rotation challenged me, broadened my perspective, ultimately helping me discover my passion for corporate banking. Today, I carry forward valuable skills, lifelong networks, exceptional mentorship, and the confidence to make an impact. To the next GMT cohort, get ready for an exciting journey of learning, growth, and discovery that will stretch your potential and shape your future in ways you never imagined."

Michael Njoroge

"The Management Trainee Programme offers a rare and enriching kind of exposure. Each rotation opens a new door into diverse teams, fresh ideas and meaningful conversations shaping the future of banking. With time, these experiences come together like pieces of a mosaic, revealing a broader and more vivid picture of the organization and the industry. The programme enables young professionals to learn from accomplished leaders, lend their voices to important discussions and discover where their talents can create the greatest impact. For me, the programme has been both a compass and a window: a compass guiding my growth, and a window into what lies ahead. It has allowed me to see the future today not as a distant possibility, but as a journey already unfolding, enriched by lessons and perspectives that transcend roles, markets and industries."

Ian Munai

"Joining the I&M Bank Management Trainee Programme has been one of the most rewarding experiences of my career. The programme exposed me to different areas of the bank, allowing me to work with diverse teams, learn from experienced leaders, and gain a deeper understanding of the business. Each rotation challenged me to step outside my comfort zone, develop new skills, and contribute to meaningful projects. Beyond technical knowledge, the programme strengthened my problem-solving, collaboration, and leadership skills while giving me the confidence to take on new responsibilities. What I value most is the culture of learning and support. I was trusted with meaningful work, encouraged to ask questions, and given opportunities to make an impact from the very beginning. As I continue my journey at I&M Bank, I look back on the MT Programme as the foundation that prepared me for the next stage of my career. For anyone looking to accelerate their growth, gain broad exposure, and build a meaningful career in banking, I highly recommend the I&M Bank Management Trainee Programme."

Lauryn Wangare Karuga

"When I joined I&M as a Management Trainee, I thought I was joining a programme to learn banking. What I discovered was an opportunity to discover myself, challenge my thinking, and understand the impact that a financial institution can create beyond transactions. Every experience shaped my perspective and reminded me that banking is ultimately about people: enabling dreams, creating opportunities, and building solutions that matter. One of my proudest moments was winning the I&M Sustainability Ideathon. This experience allowed me to transform an idea into a solution that addressed real sustainability challenges and reinforced my belief that innovation, when guided by purpose, can create meaningful impact. My secondment experience in Rwanda was another defining chapter of my journey. It expanded my perspective on I&M as a regional organization and showed me the importance of understanding different markets, cultures, and customer needs across East Africa. Looking back, the MT Programme was more than a career opportunity, it has been a journey of growth, curiosity, and purpose. I am grateful for the trust, mentorship, and opportunities that have shaped my journey, and I look forward to continuing to grow and contribute as part of the I&M family."

Farah Qureishi

"Joining I&M Bank Kenya Limited in 2012 as a Management Trainee marked the beginning of a journey that has shaped both my career and my perspective as a banking professional. The two-year Graduate Management Training Programme gave me the opportunity to experience the Bank from different perspectives, rotating through various departments and gaining a deeper appreciation of how each function contributes to the bigger picture. Beyond the technical knowledge, the experience taught me the importance of collaboration, adaptability and continuous learning qualities that have remained invaluable throughout my career. More than a decade on, I am grateful to still be part of the I&M journey. The Bank has given me opportunities to learn, grow and contribute, while continually challenging me to become a better professional. My journey is a testament to the value of investing in talent and creating opportunities for people to discover their potential. Looking back, I am proud of how far the journey has taken me and grateful for the foundation that the Management Training Programme provided for a fulfilling career at I&M Bank. I leave it to you. Thank you."

Hannan Athman El-Kindy

"My name is Hannan El-kindy. When I’m not at the bank you’ll find me in art galleries, pottery workshops, exploring new restaurants or spending quality time with my family and friends. The MT journey has been nothing short of transformative. From sharpening my technical skills to fostering lifelong friendships, every experience has shaped me into the professional I am today. It’s not just about the knowledge gained but also the growth as an individual. Thank you to everyone who has been part of this journey. I’m excited to carry these memories forward as I step into the next step of my banking career. Thank you."

Nirav Shah

"The management trainee programme has been a solid platform upon which I have built my Banking Career thus far. There have been numerous opportunities to cultivate new relationships which is invaluable. It has also taught me various soft skills that one can only learn through experience and not via a textbook’ Thank you."

Programme Outline

01

Foundation Training

Basic Banking and Core Banking System training in the initial stages of the programme.

02

12-Month Rotations

Business unit placements that build a sound grounding in banking and key business processes.

03

Stretch Assignments

Department-based stretch assignments that challenge MTs to make tangible contributions.

04

Customer Experience

A 3-month understudy under a dedicated Relationship Manager for first-hand customer management experience.

05

Digital & Specialist Exposure

Time in specialised departments such as Digital Business, Projects, Digital Marketing and iCube.

06

Leadership Development

Structured, targeted leadership development through online learning, workshops and coaching.

07

Regional Secondment

A 6-week secondment to a Group entity in Uganda, Tanzania, Rwanda or Mauritius.

08

Career Acceleration

Successful MTs are appointed to substantive roles, with top performers joining the Bank's Talent Pool.

The I&M Way

How we work at I&M Bank

We evaluate risk and reward to make balanced and quick decisions

Risk Intelligent

We evaluate risk and reward to make balanced and quick decisions

We use data to inform our choices and make better decisions

Data Driven

We use data to inform our choices and make better decisions

We trust and equip our people, and delegate to promote ownership and authority to drive change and execution

Empowered

We trust and equip our people, and delegate to promote ownership and authority to drive change and execution

We are flexible and adaptive; we act with speed and deliver with excellence

Agile

We are flexible and adaptive; we act with speed and deliver with excellence

We hold honest, respectful and empathetic conversations and share regular feedback

Candid

We hold honest, respectful and empathetic conversations and share regular feedback

We work together to deliver on promises to our clients, our people and our 
shareholders

Collaborative

We work together to deliver on promises to our clients, our people and our shareholders

Our Values

Values we live by

We are truthful, ethical, and committed to doing the right thing

Integrity

We are truthful, ethical, and committed to doing the right thing

We believe in, count on and rely on each other to deliver consistently and walk the talk

Trust

We believe in, count on and rely on each other to deliver consistently and walk the talk

We value everyone and treat them with respect and fairness

Respect

We value everyone and treat them with respect and fairness

We are creative, bold and embrace doing things differently, with our customers in mind

Innovation

We are creative, bold and embrace doing things differently, with our customers in mind

We speak up, hold each other to account and challenge each other to constantly improve

Courage

We speak up, hold each other to account and challenge each other to constantly improve

Want to join I&M Bank's Management Trainee Programme?

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