Outstanding purchasing power and top-of-the-line features and benefits. Take advantage of handpicked travel, lifestyle, and insurance benefits that are designed to help you enjoy the finest luxuries in life. Furthermore, access personalized assistance whenever you need it to cultivate the lifestyle that suits you and to help you create extraordinary experiences.
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I&M OTG - Personal
A new way to bank away from the bank
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I&M On The Go
Come experience our state of the art I&M On The Go (OTG) Personal Mobile App and Web channel. I&M On The Go has been developed with your needs in mind.You will now experience a simple and easy to use interface on both mobile and web.
I&M OTG is More than just Banking!
Get started with I&M On The Go in a few steps
Download the I&M On The Go App
Select the Self-Register option
Follow the prompts and start transacting!
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Why offshore?
- You may have thought about the advantages of offshore banking but you’re not sure if it is right for you?
- Firstly, you should know that you’re not alone. There are hundreds of thousands of people like you across the continent who find real value in accessing offshore banking solutions.
- They, like you, are looking for a stable, secure and transparent jurisdiction, where they can seamlessly manage all their international financial needs in a tax-efficient way and benefit from the best of global investment solutions. And increasingly, they’re turning to the island of Mauritius to fulfil – and exceed – those needs.
Mission
Tthis is our missiong
Value
This is our value
Benefits
Banking, but better!
Account Balance
View account balance on your app. Unlock balance with a single tap.
Quick Link
Quick link for most used payment types.
Overview
All accounts overview on a single window
Payments
Mobile Money, Local and International Payments
Other Payments
Airtime | Utility | Pesalink | KRA Payments
Approval
Approval policy for Joint Account Holders
Service Requests
Stop Cheque | Lock/Unlock - Temporary Block. More feature coming soon
Authentication
Authentication through SMS/E-Mail or Google Authenticator and so much more!
Download / Access Now
I&M On The Go is a convenient and secure way to do banking.
Test
Apply in person
Request Call Back
One of our representatives will call you back as soon as possible.
We are available from 9:00 AM to 4:00 PM Weekly.
Apply for a loan
One of our representatives will call you back as soon as possible.
We are available from 9:00 AM to 4:00 PM Weekly.
Home Loan Calculator
EMI
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Section 15
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Insurance
- One
- Two
- Three
- Four
- Firve
Bancassurance
- Moja
- Mbili
- Tatu
- Nne
- Tano
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Card Prise | 200 |
Recharge | 200 |
Replacement | 300 |
This is section 14 Partnerships
Logos for partnerrships
Cards Compare Section 19
Select a card
I&M Platinum Debit Mastercard
Card Issuance Fee
Kes 500
Annual Fee
Free
Renewal Fee
Kes 500
Replacement Fee
Kes 500
Local ATMs
30
Other Bank/International ATMs
50
I&M World Elite Debit Mastercard
Card Issuance Fee
Free
Annual Fee
Free
Renewal Fee
Free
Replacement Fee
Free
Local ATMs
Free
Other Bank/International ATMs
Free
I&M World Debit Mastercard
Card Issuance Fee
Free
Annual Fee
Free
Renewal Fee
Free
Replacement Fee
Free
Local ATMs
Free
Other Bank/International ATMs
Free
I&M Visa Debit Card
Card issuance: Free (1st year, except for ATM salary A/c), every subsequent year
Kes 350
Card Replacement
Kes 350
PIN Replacement
Kes 250
Withdrawal fees: - Per withdrawal for I&M Bank ATMs
Kes 33
Withdrawal fees: - Per withdrawal for local VISA ATMs
Kes 55
I&M Visa Platinum Debit Card
Card annual fees
$5
Card Replacement
Kes 350
PIN replacement (*charges applicable for hard copy PINs)
Kes 250
Withdrawal fees: Per withdrawal for I&M Bank ATM
Kes 33
Withdrawal fees: Per withdrawal for local VISA ATM
Kes 55
I&M USD Visa Debit Card
Card annual fees
$5
Card Replacement
$5
PIN Replacement fee
$ 2.75
I&M Bank ATM Transaction fee
$1
Visa ATM Transaction fee
USD 2 (other bank’s surcharge may apply)
Compare Accounts
Select an account
I&M Fikisha Goalz Savings Account
Free
To open and operate
Self-account opening
Through I&M Bank On The Go (OTG) App
Multiple Goal Saving Accounts
Save for multiple goals independently
Account charge
Nill
Start amount
As little as Kes 1,000 savings per month
Automatic Standing Instructions from your I&M Bank Transaction Account
Free
Interest
Earn an interest of 8% p.a that will be paid on maturity based on daily balances maintained as per prevailing rates
Tracking
Track the progress of your goal any time
I&M Savers Account
Opening Balance
Kes 1,000
Minimum Balance
Nil but minimum interest earning balance is Kes 5,000
Transfers within I&M
Free
Interest
Up to 8.5% p.a.
Interest Payment Frequency
Monthly
Withdrawals
Limited to 2 withdrawals per month after which interest is forfeited for that month.
Account Opening
Through any I&M Branch or online channels. It is easy and free to open!
24/7 Banking
View balance and transfer funds anytime through Online Channels
Deposits
Unlimited deposits of any amount by cash, mpesa, cheques or transfers from other accounts
Flexi Deposit Builder
For KES Flexi Deposit Builder: Minimum monthly Instalment
1,000/-
Term
1 Year
For USD Flexi Deposit Builder: Minimum monthly Instalment
100
Term
1 Year
Fixed Deposit
Minimum Deposit
50,000/-
Term
1 month to 1yr