What transactions can I use the overdraft for?

The overdraft can be used for common banking transactions such as:

  • Account to M-PESA
  • Buy Goods / Paybill
  • Airtime and utility payments
  • KRA and eCitizen payments
  • Card merchant payments
  • Internal transfers
  • RTGS, Pesalink, and international payments

Note: The overdraft cannot be used for loan repayments, credit card payments, savings products, or standing orders.

Back to News