What are the charges for the unsecured personal loan?
- Processing Fee of 4% of the loan amount, charged one off.
- 20% excise duty charged on the processing fee amount.
- Interest rate varies per customer.
- Credit life insurance premium of 0.035% and PHCF (Policy Holders Compensation Fund) of 0.25% of the credit life insurance premium.
NB: Subject to change due to prevailing market and regulatory conditions.