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I&M Multicurrency Prepaid Card
3 in one currencies
I&M Multicurrency Prepaid Card
The I&M Bank MasterCard Platinum Multicurrency Prepaid Card is the ideal international traveling companion. Essentially, it is just the same as carrying a wallet containing several major currencies, as it allows you to spend in the currency of your choice when you travel. The great benefit is that you save money by avoiding related currency conversion costs. This premium card also comes with all MasterCard Platinum benefits
I&M Bank Benefits
Secure and convenient virtual wallet
Carry 3 major currencies ;GBP, EURO and US Dollars , spending in any other currency is billed in the Base Currency (US DOLLARS) . Additional Currencies may be available in future
Extra Saving
By avoiding mark-up for foreign exchange on international purchases, as you directly spend from the same currency sub-wallet
Purchase Protection and Extended Warranty
Provides complimentary insurance of your belongings against theft or accidental damage within 30days from date of purchase
MasterCard Global Assistance
Access all core services related to the Card globally e.g emergency card replacement, emergency cash disbursement, Card inquiry service, lost/stolen Card reporting, any other related enquiries (hotels, travel, lifestyle etc).
Benefits
Carry 3 major currencies ;GBP, EURO and US Dollars, spending in any other currency is billed in the Base Currency (US Dollars). Additional Currencies may be available in future.
24Hr I&M Call Centre for all enquiries and general assistance
Currency Hunting: Our upgraded card gives you seamless transactions by automatically looking for balances in other wallets if your transacting wallet does not have sufficient funds for other transactions.
View card Balances, transaction statements , lock/unlock card, pin reset through our secure and friendly I&M On The Go Mobile App & Web Portal.
Transaction tracking through SMS notification
Load up to US Dollars 15,000 or equivalent
Extra saving by avoiding mark-up for foreign exchange on international purchases, as you directly spend from the same currency sub-wallet.
Provides complimentary insurance of your belongings against theft or accidental damage within 30 days from date of purchase.
Loading you card
To pay using Mpesa Pay Bill, follow the below instructions: - Go to Mpesa Menu, Lipa na M-PESA - Select Pay Bill - Enter the Business no “872651” - Enter Account Number “Your 16 digit Card Number” - Enter Amount - And finally enter your Mpesa PIN to complete the transaction
To pay using Mpesa Xpress - Go to "Online Services" on the Home Page, Selext M-PESA Xpress and follow the following instructions - Enter the full 16 digit Credit Card Number and amount to pay - Enter your Phone number - You will then receive a pop up on your phone requesting you to enter your Mpesa PIN to complete the transaction (Make sure your mobile device screen is unlocked)
Load your card from I&M Account Via I&M OTG App and Web
Card Charges
Issuance Fee
$10
Card Reload Fee
Nill
Card Replacement Fees
$10
Card Refund Fees
1% of Refund Amount
SMS Alerts
Nill
Cash Withdrawal at I&M Bank ATMs (Local)
$1
Cash Withdrawal at MasterCard ATMs (Domestic)
$1.25 (other bank’s surcharge may apply)
Cash Withdrawal at MasterCard ATMs (Int.)
$4.0 (other bank’s surcharge may apply)
ATM Balance Enquiry at I&M Bank ATMs
$0.25
ATM Balance Enquiry at MasterCard ATMs (Domestic)
$0.80
ATM Balance Enquiry at MasterCard ATMs (Int.)
$1
Card Closure Fees
Nil
Maximum Load Amount
$15,000 per load
Reload and Refunding
No minimum load amount and the maximum load amount is $15,000 or the equivalent in each currency sub wallet
You can reload to replenish the funds in your card in cash by visiting any branch of I&M Bank and filling in the Reload form. You must carry your National ID or Passport
To claim a refund of any balance in your Card, follow the same process as above
Any residual balance in expired Cards will be forfeited if unclaimed after 1 month of expiry
Please note for loads or reloads of more than Kshs 1m, the applicant will be required to provide declaration of the source of funds and provide related source documents for verification and future reference
Get Card
Produce the application form along with a copy and the original National ID or Passport, copy of you KRA PIN and recent passport photo at any I&M Bank branch and the card will instantly be issued to you. You will also be required to indicate on the form, the purpose for which the prepaid card is required and indicate intended use and frequency.