22. Freezing the account

The Bank in its sole discretion may at any time, refuse to accept any instructions in regard to the Account, if and for so long as:

(a) there is any dispute between the Customer and the Bank; or

(b) where conflicting instructions as a result of an apparent dispute between two or more signatories to an account that the Bank has been made aware of;

(c) the Bank has any reason to suspect that a fraud has been or is likely to be committed; or

(d) the Account is being or is likely to be operated by the Customer for any illegal and/or unlawful transaction; or

(e) the Bank has any doubt for any reason that either the Customer is not the person entitled to operate the Account or that there is any dispute in respect of the Mandate; or

(f) the Account is being operated by the Customer for purposes other than then one declared in the account opening documents.

(g) Customer shall ensure fair use of products and services they subscribe to. The Bank reserves the right to discontinue the services if the fair use is violated.

(h) the Bank is under a legal obligation to do so.