Terms and Conditions Bank-initiated Pre-approved Credit Card & Credit Card Limit Increase
- The Bank may from time to time offer a pre-approved credit card and credit card limit increase to credit card holders. A qualifying Customer will be notified of the offer through SMS and e-mail only if they have opted-in for marketing communication.
- A Customer will need to consent to the offer within two (2) months from the date of the offer after which the offer will expire.
- The pre-approved credit card and credit card limit increase will be applied on the Customer’s credit card account after the Customer submits their consent through the link in the notification from the Bank.
- Credit limit increase may not be applied if the Customer’s credit card account becomes invalid due to missed payment, reported lost or stolen card, fraud etc. even if the request (consequent to the Customer’s consent) is captured.
- The Bank reserves the right to revise or decline the limit increase at any time without prior notice to the Customer, including the mode of calculation of the credit card limit increase. The Bank will inform the customer of any such change through the customer’s Statement or such other means as the Bank shall find appropriate, and a copy of the Statement produced by the Bank shall be sufficient proof of notification to the Customer on any such change.
- These Terms and Conditions are subject to the Bank’s General Terms and Conditions any other Bank terms and conditions pertaining to account opening and credit card services offered by the Bank, and the Bank’s Privacy Notice.