I&M Home Loans. Get your dream home!
With our unique Step-Up Home Loan.
Buy a house earlier than you can imagine with our unique Step-Up Home Loan
The I&M Step-Up Home Loan is designed to meet a wide range of needs such as purchase of property, undeveloped plot, construction, renovations and so much more. We offer two options for repayment: EMI and the unique Step-Up.
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Prime Movers/Heavy Commercial Trucks
Earth Movers/Construction Equipment
Motor cycles ( Fleet Purchasers)
Avail Loan amount from TZS 50 Mil upto TZS 1 Bil.
The loan is allocated up to 80% of the purchased house or house pricing based on the market. The selection of price will be done by considering the smaller price
The loan can be repaid within 20 years
The loan insured with mortgage protection cover in case of death or permanent disability
Debt to Income Ratio – Should not exceed 40% of net salary
- Age: Maximum age at the time of expiry of loan should be 60 years/ superannuation
- A salaried employee meeting all specified requirements
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Want to apply for a home loan?
For details on requirements and application process, kindly visit your branch or contact your Relationship Manager.
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We are available from 9:00 AM to 4:00 PM Weekly.