I&M Home Loans. Get your dream home!

With our unique Step-Up Home Loan.

I&M Bank Tanzania - Home Loans

Buy a house earlier than you can imagine with our unique Step-Up Home Loan

The I&M Step-Up Home Loan is designed to meet a wide range of needs such as purchase of property, undeveloped plot, construction, renovations and so much more. We offer two options for repayment: EMI and the unique Step-Up.

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Key Features

  • Asset Finance


  • Saloon Cars


  • Commercial trucks/Pick-ups


  • Prime Movers/Heavy Commercial Trucks


  • Earth Movers/Construction Equipment


  • Other Equipment


  • Tractors


  • School buses


  • Motor cycles ( Fleet Purchasers)


Key Benefits

Avail Loan amount from TZS 50 Mil upto TZS 1 Bil.

The loan is allocated up to 80% of the purchased house or house pricing based on the market. The selection of price will be done by considering the smaller price

The loan can be repaid within 20 years

The loan insured with mortgage protection cover in case of death or permanent disability

Debt to Income Ratio – Should not exceed 40% of net salary

  • Age: Maximum age at the time of expiry of loan should be 60 years/ superannuation
  • A salaried employee meeting all specified requirements

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For details on requirements and application process, kindly visit your branch or contact your Relationship Manager.

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