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I&M Bank Credit Cards
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Experience Freedom with I&M Bank Credit Cards
Choose among a range of credit cards with many advantages like free credit period and loyalty points for usage.
I&M Multicurrency Prepaid Card
- Available in 3 major currencies
- Save conversion costs
- Easy to load through M-PESA
- Maximum reload of up to $10,000
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I&M Visa International Tamarind Gold Card
Joining Fee
Nil
Supplementary Joining Fee
Nil
Annual Fees
Kes 6,000
Supplementary Annual Fees
Kes 3,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
1.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on due date, KShs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
I&M Visa International Gold Card
Joining Fee
Kes 3,500
Supplementary Joining Fee
Nil
Annual Fees
Kes 4,000
Supplementary Annual Fees
Kes 2,000
Credit Period
Up to 50 days
Roll-over Amount
90%
Minimum Payment
10%
Cash Advance
30% of credit limit
Revolving Credit Interest
1.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on due date, KShs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
Charge 7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000
I&M Classic Visa Credit Card
Joining Fee
Kes 2,500
Supplementary Joining Fee
Nill
Annual Fees
Kes 3,000
Supplementary Annual Fees
Kes 1,500
Credit Period
Up to 50 days
Roll-over Amount
95%
Minimum Payment
5%
Cash Advance
20% of credit limit
Revolving Credit Interest
1.5% per month on actual daily outstanding balance
Late Payment Penalty Rate
6% flat on outstanding minimum payment amount on due date, KShs 1,000/- maximum
Over Limit Charge
Kes 1,500
Cash Advance
7.50%
Unpaid Instruments Handling Fees
KShs. 2,000
Card Replacement Fees
KShs. 1,000