Senior Management

Zahid is an experienced banker, with over 27 years in the industry and a strong track record of business development and growth.  He has worked in multiple geographies, including in Asia, the Middle East, and Africa. Zahid has demonstrated strong leadership and business skills, with an emphasis on Retail, Digital, and Business Banking. He nurtures a culture of innovation, customer-centricity, and teamwork. As such he is well positioned to successfully drive the I&M Group’s strategic aspirations in Tanzania to the next level. He holds a Master of Business Administration (MBA) and a Bachelor of Chemical Engineering from Lahore University of Management Sciences (LUMS), and the University of Engineering and Technology (UET) respectively.

Mr. Donald Mate, a holder of Bachelor of Commerce degree (Accounting Option) from the University of Nairobi and a member of ICPA (K), oversees the bank’s operations towards achieving its strategy objectives. He has more than 17 years of banking experience with the I&M group, having served in various positions in operations, as well as audit. Before joining the Tanzanian operations in 2016, he was a Senior Manager with I&M (K) Ltd specialized in centralized, branch and subsidiary operations and also had a short stint with I&M (Rwanda) Ltd in 2013.

Mr. Patrick Kapella is a financial market professional with more than a decade of experience in Treasury Sales and Operations and joined the bank in 2015 as the Head of Treasury. Mr. Patrick is an MBA (Finance and Banking) from Mzumbe University (Tanzania) and a certified member of ACI, a well-known Financial Markets Association. He has previous experience with First National Bank Tanzania as a Chief Dealer.

Emmanuel’s banking career spans 15 years during which he has worked as the Head of Risk & Compliance for I&M Bank T Limited (February 2018 – January 2023), Head of Risk for African Banking Corporation (BancABC) (February 2013 – January 2018) and Bank Examiner for Bank of Tanzania (June 2008 – January 2013). Emmanuel’s areas of expertise include risk management, compliance, credit risk, and bank supervision. During his tenure at BoT, he was instrumental in the development of supervisory and regulatory frameworks governing the financial services industry in Tanzania. He is a Certified Public Accountant (CPA-T) registered with the National Board of Accountants and Auditors (NBAA) and holds a Master of Business Administration (Finance) and a Bachelor of Commerce (Bcom-Accounting) from the University of Dar-Es-Salaam.

Mr. Alan Mbangula has over 15 years’ experience in ICT having joined the bank in 2007 as an ICT Manager. He is a holder of Advanced Diploma in Information Technology from Institute of Finance Management and Postgraduate Diploma in Scientific Computing from University of Dar es Salaam. Alan is also Certified Information System Auditor. Alan has been key in the implementation of the bank's major ICT projects that has led in improving processes and introduction of technology based products.

Mrs. Aimtonga Adolf joined I&M Bank Tanzania in May 2005 as Chief Internal Auditor the position she holds to date. Before joining the Bank, she worked as a Senior Internal Auditor at Mangesho and Company, an Accounting and Auditing consultant firm. She is a Certified Public Accountant registered with the National Board of Accountants and Auditors [NBAA] as an Associate Certified Public Accountant (ACPA). She holds a Master degree in Business Administration (MBA) from the University of Dar es Salaam [UDSM].

Ms. Erica W. Mboya has over 11 years of rich experience in the Human Resources Management Field, in the Tanzania Banking Industry. She has worked with Stanbic Bank Tanzania and NMB Bank Plc, under different capacities, with demonstrated performance in areas of Manpower Planning & Resourcing, Performance Management, Driving Human Resources Strategies, Talent Management and Employee Relations. Ms. Erica is a Senior Certified HR Professional (SHRM), and she holds a Bachelor’s Degree of Public Administration in Human Resources Management from Mzumbe University.

Ms. Veronica has over 17 years of experience in Audit and Finance. She has worked with First National Bank, NMB Bank Plc, and Bank of Africa. She is experienced in Finance and Accounting, Financial Analysis, Business Process Reviews, Risk Management, Internal controls and Compliance, and Taxation. She is a Certified Public Accountant (CPAT), and she holds a Master of Business Administration and a Bachelor of Commerce, both from the University of Dar es Salam.

Mr. Krishnan Ramachandran, a holder of Bachelor of Commerce from Mumbai University and a member of Institute of Cost and works Accountants, India (ICWAI) has more than 20 years of experience in Banking Industry. He has specialized in Business Development, Corporate Banking, Credit Management and Stressed Assets Management. He has served in various managerial positions before joining the bank. He has previously been with Standard Chartered – South India as the Director and Team Head Commercial Clients.

Gabriel’s banking career spans over 14 years during which he worked as Acting Head of Risk for Absa Bank Tanzania, Head of Operational Risk and Credit Risk Governance for Both Absa and Barclays Bank Tanzania . In his career, he has also held other roles including Internal Auditor at Exim Bank. Gabriel's areas of expertise include enterprise risk management, compliance, Internal Audit, Governance and Control. Gabriel holds a Bachelor of Business administration (BBA-Accounting) from Tumaini university of Dar-Es-Salaam and he is a Certified Enterprise Risk Management Expert.