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What are you looking for?
Home Loans
Fully secured term home loans designed to suit your personal housing needs.
A product designed to meet a wide range of needs such as purchase of property, undeveloped plot, construction, renovations etc. We offer 3 options for the Home Loan: Construction Loans, Mortgage Loans and Home Equity.
Home Loan Calculator
Why I&M Bank Rwanda?
The I&M Bank Home Loans are more than just financial loans; they help you realize your dreams. What’s more, each has a friendly repayment plan that will be easy on your pocket.
Borrow from
Rwf Tied to customers repayment capacity
Up toRwf Tied to customers repayment capacity
With I&M Home Loan you get:
Requirements
- Completed and signed loan application form
- Signed and stamped reference letter from employer
- Copy of national ID or valid passport & visa (for both applicant and spouse)
- Updated marital certificate from Irembo
- Copy of signed and stamped employment contract/appointment letter
- Stamped salary certificate
- Provisional sales agreement
- Signed rental agreement (if rental income is part of the repayment source)
- Stamped 6-month bank statement (if salary is not paid through I&M Bank)
- Valuation report addressed to I&M Bank, issued by a certified valuer:
- - Valid professional indemnity cover (minimum RWF 70M)
- - IRPV declaration document
Want to apply for a home loan?
For details on requirements and application process, kindly visit your branch or contact your relationship manager.
Apply in person
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One of our representatives will call you back as soon as possible.
We are available from 9:00 AM to 4:00 PM Weekly.
Apply for a loan
One of our representatives will call you back as soon as possible.
We are available from 9:00 AM to 4:00 PM Weekly.