I&M Bank Rwanda - Home Loans

Get your dream home!

Buy a house earlier than you can imagine with our unique Home Loan offering.

Fully secured term home loans designed to suit your personal housing needs.

A product designed to meet a wide range of needs such as purchase of property, undeveloped plot, construction, renovations etc. We offer 3 options for the Home Loan: Construction Loans, Mortgage Loans and Home Equity.

Home Loan Calculator

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Why I&M Bank Rwanda?

The I&M Bank Home Loans are more than just financial loans; they help you realize your dreams. What’s more, each has a friendly repayment plan that will be easy on your pocket.

Borrow from

Rwf Tied to customers repayment capacity
Up to
Rwf Tied to customers repayment capacity

Why I&M Bank Rwanda?

With I&M Home Loan you get:

Mortgage Loan

I&M Bank Rwanda Mortgage Loan

Construction Loan

I&M Bank Rwanda Construction Loan

Home Equity

I&M Bank Rwanda Home Equity


  • Completed Application Letter
  • Copy of ID/Passport
  • Copy of employment contract
  • Passport photo
  • Salary and service certificate
  • Valuation Report made by retail estate certified valuator +professional indemnity insurance +IRPV (The valuers should be accepted by the Bank)
  • Original documents of the house: deed plan, title deed or lease contract for a minimum period of 20 years and a construction permit
  • Provisional sales agreement.

Want to apply for a home loan?

For details on requirements and application process, kindly visit your branch or contact your relationship manager.

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We are available from 9:00 AM to 4:00 PM Weekly.

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We are available from 9:00 AM to 4:00 PM Weekly.

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