I&M Bank Rwanda - Asset Finance

Asset Finance

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I&M Asset Finance

Asset finance at I&M Bank (Rwanda) Plc covers all forms of business assets which contribute to the incremental production capacity of companies/ businesses and subsequently to additional cash flows and revenues. The assets are constituted by moveable and immovable assets.

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Key Features

  • Saloon Cars


  • Commercial trucks/Pick-ups


  • Prime Movers/Heavy Commercial Trucks


  • Earth Movers/Construction Equipment


  • Purchase of prime/built


  • Tractors


  • School buses


  • Motor cycles ( Fleet Purchasers)


  • Purchase of prime/built

    Commercial buildings

  • Real Estate buildings

    Residential buildings

  • Construction of Commercial Buildings



Quick and simple application process.

Financed assets are self-securing.

Option of direct import finance through selected dealers.

Insurance Premium Financing {IPF) available.

Effective working relationships with vehicle. dealers/vendors country wide.

  • Application letter from the customer
  • Certificate of business registration/incorporation
  • Memorandum & articles of association (for Corporate and SME)
  • Latest 6 months bank statements (12 months if Business is seasonal in nature)
  • Proforma invoice from the dealer/vendor
  • Latest 3 year financials, tax clearance certificate and cash flow projections. Audited financials are required for higher exposures. (For Corporate and SME)
  • Copies of contract where asset sought is to meet contractual requirements. (For Corporate and SME)

  • For Second hand vehicles: Additional requirements for all transactions involving second hand assets will require: • Market valuation from the enlisted companies; IRPV • Copy of logbook • Duly executed sale agreement

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We are available from 9:00 AM to 4:00 PM Weekly.