RECORDS AND STATEMENTS OF THE TRANSACTIONS

ATM Receipts: When the Cardholder completes a transaction through an ATM, the Cardholder shall ensure that the Cardholder obtains and verifies any receipts / record received, if any, through such ATM.

Balance Information: ATMs or the receipts/record, if any, may show the balance Funds when the Card is used at such ATM. The Cardholder may also get information regarding the balance available Funds, by calling up I&M Bank Call center.

History: The Cardholder may obtain a history of the transaction by accessing the Card account through I&M Bank’s internet website by using the allocated User Identification Number and I-PIN.