7. PIN SECURITY

The Card Holder shall:

(a) not divulge the PIN to anyone including but not limited to another Card Holder, a family member or friend;

(b) take precaution to prevent anyone else seeing the PIN being entered in an ATM or POS Terminal;

(c) not write or indicate the PIN on the Card or elsewhere, even if it is disguised; and

(d) commit the PIN to memory and destroy any record thereof.

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