2. Acceptance

a) Before you sign the application form, please read this Agreement very carefully.

b) By signing the application form you formally agree to the terms of this Agreement and the issuance of the Card and use of it will be governed by it.

c) This agreement binds both the Principal Cardholder and any Supplementary Cardholder using the Principal Card Holder’s account, who will be liable for charges as set out in paragraph 6 & 7.