14. Variation of agreement
The Bank may vary this Agreement at any time or times whether or not similar variation is made to the agreement(s) with any other Cardholder(s). Subject to the requirements of statute (if any), a 30 days’ notice of such variation shall be given to the Principal Cardholder either in writing, by publication or any such means as the Bank may select and any such variation shall be binding on the Cardholder.