12. Termination

12.1 notwithstanding anything contained in these Terms and Conditions, the Subscription may be terminated at any time by either party.

12.2 upon termination, if the Customer re-applies for a Subscription, a reconnection fee may be payable .

12.3 the Bank may unilaterally terminate the Subscription for any reason, including but not limited to in the event that the Customer’s Bank Account does not have sufficient available balances for the Bank to debit the applicable charges for the Subscription.

12.4 if the Customer terminates the Subscription, the Bank may continue to make electronic bill payments, transfer of funds and other transactions that the Customer would have previously authorized until such time as the Bank will have had a reasonable opportunity to act on the Customer’s notice of termination.

12.5 the termination of this Subscription shall not, in itself, terminate or affect the relationship of Banker and Customer between the Bank and the Customer.

12.6 paragraphs 10, 14 and 17 shall survive termination of the Subscription.