I&M Bank Multi Currency Prepaid Card

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I&M Bank Uganda - I&M Bank Multicurrency Prepaid Card

I&M Bank Multicurrency Prepaid Card

Enjoy safer, smarter, and more flexible spending with the I&M Bank Multi-Currency Prepaid Card. This card lets customers load money in advance and spend only what has been loaded, making it ideal for travel, online shopping, budgeting, and international payments. Unlike a debit or credit card, it is not linked to a bank account or line of credit, and no credit history or monthly income is required to get one. It is accepted at Mastercard ATMs, POS terminals, and online merchants worldwide. The card supports up to 9 currencies in one card: UGX, USD, EUR, GBP, KES, TZS, RWF, ZAR, and INR.

Requirements and Eligibility

  • Application Form

    Completed and signed

  • Identification

    Valid National ID or Passport

  • Eligible Account

    Any Account

Benefits

Multi-currency convenience with up to 9 wallets on one card

Better travel experience with reduced need for cash

Useful for online shopping without exposing your main bank account

Budget control by loading only what you need

Safer than carrying cash

Accepted globally on ATMs, POS, and e-commerce

Instant loading options through branch, mobile/internet banking, app, CDM, agents, and mobile money

Security features include chip & PIN, 3D Secure, SMS alerts, and card blocking via digital banking

Card Charges

  • Card Production Fee

    UGX 10,000

  • Lost Card Replacement

    UGX 15,000

  • Plastic Renew (Expired)

    Free

  • Plastic Renew (Misc.)

    UGX 15,000

  • Top-Up Fee

    Free

  • ATM Withdrawal Fee (Our ATM)

    UGX 1,500

  • ATM Withdrawal Fee (Domestic)

    UGX 5,000

  • ATM Withdrawal Fee (International)

    UGX 10,000

  • Balance Inquiry (Our ATM)

    UGX 500

  • Balance Inquiry (Domestic)

    UGX 2,000

  • Balance Inquiry (International)

    UGX 5,000

  • Card Monthly/Annual Maintenance Fee

    UGX 1,000

  • Markup Fee

    5%

  • Markup Fee Auth

    5%

  • Excise Duty

    15%

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