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Message from the Board
Our Board
Our Board Of Directors includes 9 members with diverse experience in various fields including law, banking and management.

Suleiman Kiggundu
Non-Executive Chairman

Suleiman Kiggundu
Non-Executive Chairman
Suleiman Kiggundu was educated as an engineer and economist at Yale University. Over the past 25 years, he has served in senior leadership roles at various leading institutions, including Equator Bank, Equator Capital Partners, HSBC Bank plc and as the Regional Director for Africa at CDC Group plc. Suleiman also serves as a non-executive director of various companies, including GA Insurance Uganda and Kampala Hospital locally. He also chairs CFS Group (a pan-African, advisory & capital markets-oriented financial services group).

Chris Low
Non Executive Director

Chris Low
Non Executive Director
Allan Christopher Michael Low is the Regional Director at I&M Group Plc. Previously Chris Low held roles with Letshego Holdings Plc (Group CEO), National Bank of Kuwait (Deputy Head of International Banking), Standard Chartered Plc (various CEO roles in South Africa, East Africa and India and Chief Operating Officer at Korea First Bank Ltd, a subsidiary of the Group) and Goldman Sachs. Chris Low is a member of the Institute of Chartered Accountants in England & Wales, having graduated from St Peters College, Oxford University.

Ketan Morjaria
Non-Executive Director

Ketan Morjaria
Non-Executive Director
Ketan Morjaria is a founder and Board Member of both I&M Bank in Uganda and Credit Bank in Kenya, and a strategic shareholder in both institutions. He has wide experience in commerce and property development in Africa, the United Kingdom, and the Middle East. He has served on the boards of several successful commercial companies. Mr. Morjaria is a member of the Institute of Chartered Accountants of England and Wales and the Institute of Certified Public Accountants of Uganda.

Joram Kahenano
Non-Executive Director

Joram Kahenano
Non-Executive Director
Joram Kahenano is a fellow of the Uganda Institute of Bankers and a fellow of the Chartered Institute of Bankers. He has held various director positions in the Bank of Uganda where he worked for 36 years. He was the Executive Director of Administration, Executive Director of Operations, Director of Banking, Director of Foreign Exchange and Director of Exchange Control among others. He has in addition served on various Boards including Uganda Institute of Bankers, Makerere University, Mengo Hospital, Church of Uganda and Uganda Christian University. Joram is currently a trustee of Uganda Small Scale Industries.

Francis Magambe Byaruhanga
Non-Executive Director

Francis Magambe Byaruhanga
Non-Executive Director
Francis Magambe Byaruhanga holds a Masters Degree in Business Administration. He has over 25 years’ experience in the areas of Management, Finance, Accounting, Procurement and Logistics Management with excellent knowledge of government and International agencies procedures and practices. His knowledge, experience and skills have earned him recognition as a management specialist, and he is regularly consulted on Public Sector Management issues. He has over time developed and maintained professional and business relationships with a wide range of agencies and organizations within the private and public sector. He has worked with rural water and sanitation projects on an executive level and was a Director of the Road Agency Formation Unit.

Sam Ntulume
Ag. Managing Director & CEO

Sam Ntulume
Ag. Managing Director & CEO
Sam Ntulume joined I&M Bank (Uganda) Limited in 2021. Sam has a working career span of 28 years in various sectors of the economy with 16 years of these being in the Financial Services Industry. He has a wealth of experience in Executive Leadership, Corporate Governance, Strategy & Innovation, Business Development, Mergers & Acquisition, Risk Management & Control, Compliance, Financial Management, Corporate Reporting, Operations & Information Technology and Transformation at Senior Management and Board level, having worked for both international and local institutions within and outside Uganda. Sam has held several Executive Management positions and was most recently the Executive Director, Finance & Strategy at NCBA Bank Uganda Limited. He served as Executive Director and subsequently as Managing Director of NC Bank Uganda Limited prior to the business amalgamation with Commercial Bank of Africa (Uganda) Limited. He also served in senior management roles at Stanbic Bank in both Uganda and Kenya, Total Uganda Limited and Uganda Revenue Authority. Sam holds a Masters in Business Administration (MBA) from the East & Southern Africa Management Institute (ESAMI) in Arusha; is a qualified Accountant (FCCA & CPA) and holds a Diploma in Business Studies (UDBS) from the National College of Business Studies, currently known as the Makerere University Business School. Sam enjoys supporting social transformation causes and coaching & mentoring young people during his spare time.

Bhartesh Shah
Non Executive Director

Bhartesh Shah
Non Executive Director
Mr. Shah’s banking career spans more than 24 years having worked in senior roles at Citi Bank, Standard Chartered Bank and Equity Bank where he was the Group Chief Risk Officer and Chief Operations Officer. Mr. Shah holds an MBA from the University of Warwick, Warwick Business School, UK and a Bachelor of Science in Banking and Finance from Loughborough University, UK.