I&M Bank yanditse inyungu ya miliyari 6.5 z’amafaranga y’u Rwanda mu gice cya mbere cya 2022
I&M Bank (Rwanda) PLC yagaragaje kwiyongera kwa 16% mu nyungu nyamukuru yo mu gice cya mbere cy'umwaka wa 2022.
Kigali, u Rwanda, ku ya 25 Kola 2022: I&M Bank (Rwanda) PLC yatangaje ibisubizo byayo by'imari ku gihe cyarangiye ku ya 30 Kamena 2022.
Isuzuma ry'imikorere y'imari
Imbaraga z'imikorere ya Banki zigaragarira mu bipimo byose by'inyungu. Nubwo habayeho inyungu zitateganyijwe ziturutse ku ishoramari mu Cyicaro gishya cya Banki, Igipimo cy'Inyungu ku Mari Shingiro (ROE) cyazamutse kigera kuri 13.11% naho Igipimo cy'Inyungu ku Mutungo (ROA) kigera kuri 1.75%.
- Banki yatangaje ko yinjije miliyari 19.6 Frw mu nyungu nyamukuru (mbere yo gukuramo amafaranga yo guhomba), yiyongereyeho 20% ugereranyije n'umwaka ushize, biturutse cyane ku kwiyongera kwa 17% mu nyungu zivuye mu nguzanyo.
- Amafaranga y'Ibiciro na Komisiyo (nyuma yo gukuramo ibisigaye) yiyongereyeho 25% ugereranyije n'umwaka ushize, bitewe n'iterambere ry'imikorere no gukomeza gukoresha ikoranabuhanga. Ibi byafashije kuzamura imikorere no kunyurwa kw'abakiriya.
- Mu gihe cyavuzwe, ibiciro by'imikorere byiyongereyeho 16% ugereranyije n'umwaka ushize, bigera kuri miliyari 11.3 Frw, kubera ko Banki yakomeje kunoza umusaruro mu bicuruzwa na serivisi zayo zose. Igipimo cy'ibiciro ku nyungu cyari 57.79%.
Bityo, inyungu mbere y'imisoro (PBT) ku gice cya mbere cya 2022 yari miliyari 6.5 Frw, yiyongereyeho 25% ugereranyije n'umwaka ushize.
Ibyingenzi ku ntara y'imari y'igice cya mbere cya 2022 (ugereranyije na Ukuboza 2021)
Umutungo wa Banki ukomeje gukomera, aho igipimo cy'ubushobozi bw'imari cya Tier I ari 17.36% naho icya Tier II ari 19.35%.
- Inguzanyo n'inkunga zatanzwe ku bakiriya (nyuma yo gukuramo ibisigaye) zazamutseho 7% zigera kuri miliyari 237 z'amafaranga y'u Rwanda zivuye kuri miliyari 222 (Ukuboza 2021). Iterambere ryatewe n'amasezerano mashya yasinywe mu byiciro byose.
- Ishoramari ryose ry'imari ryazamutseho 24% rigera kuri miliyari 113 z'amafaranga y'u Rwanda rivuye kuri miliyari 91.5 zagaragaye mu mpera za Ukuboza 2021, bihuje n'icyerekezo cya Banki cyo gukoresha neza umutungo wayo.
- Amafaranga abikijwe n'abakiriya n'ibigo by'imari yazamutseho 8% agera kuri miliyari 352 z'amafaranga y'u Rwanda (miliyari 327 - Ukuboza 2021), bituma igipimo cy'inguzanyo ku mafaranga abitswe kigera kuri 67.36%.
- Umwenda wose Banki yafashe muri icyo gihe wari miliyari 60.2 z'amafaranga y'u Rwanda. Igipimo cy'ubushobozi bwo kwishyura ku gihe (liquidity coverage ratio) cyari 170% kugeza mu mpera za Kamena 2022.
Dukurikije itangazo rya I&M Bank (Rwanda) Plc Umuyobozi Mukuru Robin Bairstow:
“I&M Bank Rwanda yitwaye neza mu gice cya mbere cy'uyu mwaka, itanga inyungu ku mari y'abanyamigabane irenga 13%, ishingiye ku ntambwe ikomeye no ku ishyirwa mu bikorwa rihoraho rya gahunda yacu ya 'iMara'.
Imikorere myiza ya Banki yaturutse ku iterambere ry'inguzanyo n'amafaranga abitswe n'abakiriya, byatumye inyungu ku nguzanyo n'izindi nyungu zitari iz'imari zizamuka cyane.”
Bwana Bairstow avuga ko iterambere ry'iyi banki ryatewe no guhindura icyerekezo cyayo kugira ngo yibande cyane ku bakiriya no ku guhindura serivisi zikoreshwa mu buryo bw'ikoranabuhanga. Gukoresha ikoranabuhanga bikomeje kuba hejuru, aho 75% by'ibikorwa byose byatangijwe n'abakiriya bikorerwa mu miyoboro y'ikoranabuhanga ya banki.
Akomeza gusobanura ku mikorere ya Banki, Bwana Bairstow yagize ati:
“Imbaraga Banki yashyizemo ntizirengagijwe. Mu gice cya mbere cy'uyu mwaka, twakiriye ibihembo bikomeye by'urwego rw'imari harimo Banki nziza mu Rwanda yatanzwe na Capital Finance International (CFI.co), Ikimenyetso cya Zahabu cy'Uburinganire cyatanzwe n'Ibiro bishinzwe Gukurikirana Uburinganire, ndetse n'Umuryango w'Abibumbye, bitewe n'imikorere yacu myiza, politiki zacu n'gahunda yo kwagura ibikorwa.”
Mu gihe ibikorwa by'ubukungu bigenda bisubira mu buryo mu Rwanda, I&M Bank (Rwanda) Plc ikomeje kwiyemeza gukorera neza abakiriya n'abakozi bayo nk'Banki ibazwa inshingano. “Turebye imbere, turabona ibibazo by'ubukungu bigira ingaruka ku bucuruzi n'abantu ku giti cyabo. Banki izakomeza kugira uruhare mu gushaka umuti igihe cyose tuzakomeza gushyigikira abakiriya bacu n'abaturage tubereye,” nk'uko Bwana Bairstow yabisobanuye.
-IMPERERA
