I&M Bank Rwanda yanditse inyungu ya miliyari 2.2 Rwf mu gice cya mbere cya 2020
I&M Bank Rwanda Plc yungutse miliyari 2.2 z’amafaranga y’u Rwanda nyuma yo gutanga imisoro mu gice cya mbere cya 2020. Iyi mikorere yari myiza nubwo habaye icyorezo n’igabanuka ry’ubukungu ryakurikiyeho. Inyungu ya banki yaturutse ahanini ku nyungu ku nguzanyo zitari izo mu mafaranga (Net Interest Income), zazamutse ku kigero cya 8 ku ijana, zivuye kuri miliyari 10.5 z’amafaranga y’u Rwanda muri Kamena umwaka ushize zigera kuri miliyari 11.3 muri 2020, bitewe ahanini no kwiyongera kw’inguzanyo zitanzwe.
Umubare w’inguzanyo banki yatanze wiyongereye ku kigero cya 20 ku ijana, ugera kuri miliyari 206 z’amafaranga y’u Rwanda, mu gihe amafaranga abakiriya n’izindi mari z’imari yabitse yageze kuri miliyari 276, yiyongereyeho 13.4% ugereranyije n’umwaka ushize. Ibindi binjiza bitari inyungu bya banki byari miliyari 2.6 z’amafaranga y’u Rwanda kugeza mu mpera za Kamena 2020, biterwa ahanini no kwiyongera kwa 14 ku ijana ku binjiza biturutse ku ivunjisha ry’amafaranga. Muri icyo gihe kimwe, ibiciro byo gukora ibikorwa byagabanutseho 2 ku ijana ugereranyije n’icyo gihe cy’umwaka ushize, bingana na miliyari 9.2 z’amafaranga y’u Rwanda.
Iyi banki yavuze ko icyorezo cyagize ingaruka ku mikorere yayo, bigatuma inyungu igabanuka ku kigero cya 14 ku ijana, bitewe n’uko ibyo banki yateganyirije igihombo cyiyongereyeho 408 ku ijana. Banki yatanze imisoro ingana na miliyari 1.1 z’amafaranga y’u Rwanda, kuko inyungu mbere y’imisoro yari miliyari 3.3 z’amafaranga y’u Rwanda mu mpera za Kamena 2020. Kugira ngo hagaragazwe ibibazo bitewe na Covid-19, ubuyobozi n’inama y’ubutegetsi bwa banki bwafashe icyemezo cyo gutanga andi mafaranga menshi yo kwitegura igihombo cy’inguzanyo cyashoboraga kuzaterwa n’iki kibazo, nk’uko iyi banki yabitangaje.
Umuyobozi Mukuru wa I&M Bank Rwanda, Robin Bairstow, yavuze ko nubwo icyorezo cya COVID-19 cyagaragaye, igice cya mbere cy'umwaka cyagenze neza. “Muri Banki, twabonye iterambere ryiza mu bikorwa byo gutanga inguzanyo, bigira ingaruka nziza ku nyungu zivuye ku nguzanyo. Byongeye kandi, twabonye isoko ry'imari rizamuka, bituma inyungu ziva mu bucuruzi bw'imari ziyongera,” ni ko yavuze. Mu rwego rwo kunoza uburyo bwo gukorana n'abakiriya babo, Bairstow yavuze ko bagerageje kugabanya inyungu ku nguzanyo, ndetse banongera igihe cyo kwishyura inguzanyo ku mezi atatu cyangwa arenga. “Banki yatanze impuhwe zo kwishyura inguzanyo, ndetse hanarengerwa igihe cy'amezi atatu cya mbere ku nzego zimwe, hitawe ku bibazo zahuye na zo n'igihe biteganyijwe ko zizagarukira ku buzima busanzwe,” ni ko yavuze.
Yavuze ko ingamba z'ikigo cy'imari zishyira imbere kunoza ubushobozi bw'ibicuruzwa, kwagura ibikorwa by'ubucuruzi bwo kugurisha ku giciro gito ndetse n'ibisubizo bya digitale mu rwego rwo kunoza serivisi z'ibanki. “Hashingiwe ku kunoza ubushobozi bw'ibicuruzwa, twashoboye kongera ibikorwa byacu by'ubucuruzi bwo kugurisha ku giciro gito ku kigero cya 20%. Ibikorwa byacu by'ingenzi, ari byo serivisi z'ibanki ku bigo, byatangije ibisubizo bya digitale mu gice cya mbere cy'umwaka ku bakiriya bayo, kugira ngo binoze uburyo bakoresha serivisi z'ibanki,” ni ko yavuze. Mu Ukuboza 2020, nyuma y'Inama Rusange Ngarukamwaka ya Banki, abanyamigabane bemeje gahunda yo gutanga imigabane mishya ku banyamigabane bariho, ikazajya ku isoko mu Nzeri 2020.
