I&M Bank (Rwanda) Plc. yanditse inyungu mbere y'imisoro ya miliyari 12 z'amafaranga y'u Rwanda mu gice cya mbere cy'umwaka wa 2024
I&M Bank (Rwanda) Plc. yinjije miliyari 12 z'amafaranga y'u Rwanda y'inyungu mbere y'imisoro mu gice cya mbere cya 2024, ivuye kuri miliyari 7 zari zarinjijwe mu gihe nk'icyo cyo umwaka ushize.
Iyi yiyongereyeho 67 ku ijana y'inyungu yatewe n'imbaraga zikomeye mu gushyira mu bikorwa ingamba zigamije ibice byombi by'ingenzi n'ibishya by'ubucuruzi, aho serivisi z'imari ku bigo bito n'ibiciriritse (MSME) zikomeje kuba inkingi y'ingenzi yinjiza amafaranga.
Mu gusobanura ibyavuye muri iki gihe, Benjamin Mutimura, Umuyobozi Mukuru wa I&M Bank Rwanda, yavuze ko habaye iterambere n'inyungu mu bucuruzi bw'ibigo, ubw'abaguzi ku giti cyabo, ndetse n'ubucuruzi bw'imari bw'ibikorwa by'ihererekanya.
“Twiyemeje guteza imbere umubano ukomeye n'abakiriya no kwiyubakira izina nk'umufatanyabikorwa w'imari wa mbere mu Rwanda ku bigo bito n'ibiciriritse. Dukoresheje ibicuruzwa byacu by'indashyikirwa, twifuza guha ubushobozi ubucuruzi binyuze mu iterambere no kubona inguzanyo.”
Imari y'Banki igaragaza ko inyungu mpuzamahanga yinjizwa yiyongereyeho 40 ku ijana, biturutse ku ishoramari ry'ingamba mu mpapuro mpeshyi, kwiyongera kw'umutungo winjiriza inyungu, ndetse no kwagura igitabo cy'inguzanyo ku kigero cya 13 ku ijana, cyane cyane mu nzego z'ubucuruzi n'iz'abaguzi ku giti cyabo, bitewe n'ingano nini y'inguzanyo zatanzwe.
Mu gihe cyasuzumwe, igitabo cy'inguzanyo cya Banki cyageze ku mafaranga y'u Rwanda miliyari 353.4 mu nzego zose, cyane cyane mu nguzano z'ibigo bito n'ibiciriritse ndetse n'iz'abaguzi, mu gihe inguzanyo zidakora (Non-Performing Loans) zari ku kigero cya 4.63 ku ijana.
Inyungu zitari iz'inyungo na yo yiyongereye kuri 57 ku ijana, bigaragaza ko imikorere ikora neza, nyuma y'iyongerwa ry'amafaranga yinjizwa n'amafaranga y'ubucuruzi n'ay'komisiyo (Net Fees and Commissions) ku kigero cya 143 ku ijana, biterwa n'iyongerwa ry'ibikorwa by'imari y'abakiriya no gushaka amasoko menshi y'amafaranga.
Ibi bibaye mu gihe iterambere ry'amafaranga yabikijwe ryakomeje kuba rikomeye, aho yazamutse ku kigero cya 27 ku ijana agera kuri miliyari 593 z'amafaranga y'u Rwanda kugeza ku ya 30 Kamena 2024. Banki yakomeje kugira ubushobozi bukomeye bwo kubona amafaranga, aho igipimo cy'inguzanyo ku mafaranga yabikijwe ari 58.1 ku ijana, naho igipimo cy'ubushobozi bwo kwishyura (liquidity coverage ratio) ari 441 ku ijana, bigatuma ifite umutungo uhagije wo kubahiriza inshingano zayo.
Inyungu zagumanywe zingana na miliyari 61 z'amafaranga y'u Rwanda na zo zongereye umutungo w'abanyamigabane, uwo ukaba waruzamutse ku kigero cya 8 ku ijana kugeza ubu muri uyu mwaka.
Mu rwego rwo gukomeza gushimangira ibikorwa byayo byibanda ku MSME, Banki ifatanyije na Mastercard Foundation izatera inkunga abarenga 500 bo mu bigo bito n'ibiciriritse (SMEs) mu rwego rw'ubukerarugendo, serivisi zo kwakira abashyitsi, ndetse n'ubucuruzi bw'urubyiruko n'abagore, bikazatanga akazi ka hafi 12,000.
Ibi biri kumwe n'ubufatanye na FMO, ACELI na SIDA, bufite intego yo kwagura ubushobozi bwa banki bwo kugera ku bahinzi bato, kugira ngo iba umufatanyabikorwa w'imari wa mbere mu iterambere ry'urwego rw'ubuhinzi, nk'uko abayobozi babivuze.
Mu gihe kizaza, Mutimura yavuze ko Banki izibanda ku micungire myiza y'umutungo n'imari ikenewe, kugira ngo itere inkunga inguzanyo mu nzego zingenzi nk'ubuhinzi, ubumenyingiro bw'abagore, iterambere ry'urubyiruko n'ingufu zisubirwamo.
“Twibanze ku gutanga serivisi z'imari zishya, gukoresha ikoranabuhanga rigezweho, no gukomeza kubaka umubano mwiza n'abakiriya.”
