I&M Bank yanditse inyungu nyuma y'imisoro ya miliyari 3.4 Rwf mu gice cya mbere cya 2021
I&M Bank Rwanda Plc yatangaje inyungu ya miliyari 3.4 Frw nyuma yo kwishyura imisoro mu gice cya mbere cya 2021, ugereranyije na miliyari 2.2 Frw yari yinjije mu 2020. Ibi byagezweho nubwo ibikorwa by'ubucuruzi byari bike kurusha uko byari byitezwe, bitewe n'amabwiriza yo kurwanya Covid-19.
Nubwo ibikorwa by'ubucuruzi byari bike kurusha uko byari byitezwe, inyungu mbere y'imisoro yageze kuri miliyari 5.2 Frw, yiyongereyeho 55% ugereranyije n'igihe nk'icyo cyo mu mwaka ushize.
Iterambere ryagizwemo uruhare, mu bindi, n'izamuka ry'inyungu ziva mu bikorwa, zageze kuri miliyari 14.9 Frw, akaba ari izamuka rya 20%.
Nk'uko abayobozi b'iki kigo cy'imari babivuga, iterambere ryatewe n'izamuka ry'inyungu ku nguzanyo, ryiyongereyeho 19% ugereranyije n'igihe nk'icyo cyo mu mwaka ushize, rigera kuri miliyari 13.3 Frw. Banki kandi yagize izamuka ry'inyungu ziva mu nguzanyo no mu bucuruzi bw'impapuro mpeshwamwenda za Leta yikoreye.
Amafaranga Banki yagabanyije ku nguzanyo zitishyuwe yagabanutseho 15%, ibyo bikaba byaraturutse ku kunoza kw'ubukungu bwa rusange, no ku bushishozi bwo gutegura amafaranga yo kwitegura ibihombo byari byakozwe mu 2020.
Nk'uko raporo y'imari ya Banki ibigaragaza, inguzanyo zitishyuwe neza zageze kuri miliyari 210 Frw, mu gihe ubwiza bwazo bukomeje kuba bwiza, aho igipimo cy'inguzanyo zitishyuwe cyari 3.95% kugeza ku mpera ya Kamena 2021, ugereranyije n'igipimo cy'inganda cya 5.7% muri Kamena y'uyu mwaka.
Amafaranga yose yakoreshejwe mu bikorwa yageze kuri miliyari 9.8 z'amafaranga y'u Rwanda.
Mu gusesengura ibyavuye mu mikorere, Umuyobozi Mukuru wa I&M Bank Rwanda, Robin Bairstow, yavuze ko banashoye imari ikomeye mu gihembwe cya mbere cya 2021, bibanda ku gufasha abakiriya, kongera amafaranga binjiza no kugenzura neza ibiciro.
“Hamwe n'ishoramari ryacu rihoraho mu guhanga udushya mu ikoranabuhanga rya digitale, rituma tubona amafaranga menshi kurushaho, aho abarenga ijana kwijana ry'ibikorwa by'abakiriya bose bikorwa binyuze mu ikoranabuhanga rya digitale cyangwa mu zindi nzira zitari iza gakondo. Imikorere myiza ya Banki ishingiye ku kwitanga no ku bushake bw'abakozi bacu,” ni ko yavuze.
Yavuze ko mu gihe kiri imbere, bongera serivisi zabo za digitale ku isoko, hamwe n'ibisubizo bituma barenga 70 ku ijana by'ibikorwa byose binyura mu nzira za digitale.
Iyi banki ikoresha urubuga rwinshi rwa digitale, harimo serivisi za banki kuri WhatsApp, porogaramu ya banki igendanwa, USSD ku bakoresha telefone zisanzwe, ndetse na SPENN.
Banki iteganya gutangiza inguzanyo zigendanwa kuri SPENN no kuri porogaramu ya banki igendanwa mbere y'uko umwaka urangira, bikarushaho kunoza uburambe bw'abakiriya.
SPENN ifite ubu abakozi bahagarariye serivisi barenga 4,500 mu gihugu hose n'abakiriya barenga 300,000.
Banki kandi yatangije serivisi nshya yo kwishingira, izajya itanga ubwishingizi rusange ndetse n'ubw'ubuzima. Bancassurance ni imikoranire hagati ya banki n'ibigo by'ubwishingizi igamije gutanga serivisi z'ubwishingizi cyangwa inyungu z'ubwishingizi ku bakiriya ba banki. Hakurikijwe amashami manini banki ifite, iyi banki iri mu mwanya mwiza wo kwinjira ku isoko ry'ubwishingizi.
“Banki yateye intambwe mu mugambi wayo wo guha agaciro kare abafatanyabikorwa, binyuze mu ishoramari rihoraho mu bikorwa bijyanye n'ibidukikije, imibereho myiza n'imiyoborere myiza, nk'uburyo bwo kubaka ubushobozi bwo kwihanganira ibibazo no kugabanya ingaruka z'imikorere, iza interineti n'iz'inguzanyo zigenda zivuka,”
“Binyuze mu nkunga y'ikigega cya IFE gitangwa na KfW, twashoboye gukomeza imirimo irenga 1800, kandi dutegura gukorana n'ubucuruzi bushya kugira ngo dukomeze kurengera iyi rwego.
Twishimiye cyane gutangaza ko hafi kwinjiza abanyeshuri 26 barangije amasomo mashya mu Ishuri ryacu rya I&M Academy. Ni abanyeshuri barangije kaminuza bagaragaje ubushobozi buhanitse, bahawe amahugurwa akomeye, none bifatanya natwe nk'abatoza mu buyobozi ndetse no nk'igice cy'ejo hazaza ha I&M Bank,” ni ko yavuze.
Mu mwaka wa 2020, I&M Bank yagize inyungu nyuma y'imisoro ingana na miliyari 5.1 z'amafaranga y'u Rwanda.
