I&M Bank Iratekereza ku kwagura isoko nyuma y'inyungu ya 45% mu gice cya mbere cy'umwaka
Umunyamakuru wa The New Times
I&M Bank (Rwanda) PLC yavuze ko yagaragaje imikorere myiza mu gice cya mbere cya 2025, aho yungutse nyuma y'imisoro Rwf11.6 miliyari, cyiyongereyeho 45 ku ijana ugereranyije n'umwaka ushize.
Banki yavuze ko iyo ntambwe yatewe n'ibikorwa by'ingamba zirimo kwiyongera gukomeye kw'amafaranga yinjira no gushora imari mu bakiriya no mu iterambere ry'abakozi.
Dukurikije ibyavuye mu mibare y'imari y'igice cya mbere cy'umwaka, inyungu ibanki yinjije mu bikorwa byayo isanzwe yagezeho Rwf34.9 miliyari, izamukaho 30 ku ijana ugereranyije n'igihe nk'icyo cy'umwaka ushize, mu gihe inyungu ku nguzanyo yazamutseho 32 ku ijana igera kuri Rwf30 miliyari.
Abayobozi bavuze ko ibi bigaragaza kwaguka kw'umutungo winjiza amafaranga.
Dukurikije ibisobanuro, umutungo wose wazamutse ugera kuri Rwf916 miliyari, bingana no kwiyongera ku kigero cya 12 ku ijana kuva mu ntangiriro z'umwaka.
“Twishimiye kubagezaho imikorere myiza y'igice cya mbere cya 2025, dukomeza umuvuduko twagezeho umwaka ushize. Icyemezo cyacu cy'ingamba cyo kuba umuyobozi ku isoko mu bijyanye n'ibidukikije by'ubucuruzi, gushyiraho ubufatanye bufite akamaro no gukomeza uburyo bwibanda ku mukiriya mu bijyanye n'imari bikomeje gutanga inyungu zidasanzwe,” ni ko Umuyobozi Mukuru wa I&M, Benjamin Mutimura, yavuze.
Ikigega cy'inguzanyo z'iyi banki cyiyongereyeho ijana na makumyabiri na kane ku ijana, kigera ku miliyari magana ane na mirongo ine za Frw, bitewe n'uko agaciro iyi banki iha abakiriya bayo mu bucuruzi bwo kugurisha ku giciro gito no mu bucuruzi bwa Kompanyi ntoya n'iziciriritse kakomeje gukomera.
Amafaranga yose abikijwe mu bigo by’iyi banki yiyongereyeho 12 ku ijana, agera kuri miliyari 737.7 z’amafaranga y’u Rwanda, bitewe n’intsinzi y’ingamba zongerewe z’amashami yayo, zihuse kwegeranya abakiriya no kongera ibicuruzwa. By’umwihariko, hejuru ya 50 ku ijana by’inguzanyo nshya zemejwe zaturutse ku mashami, aho igice kinini cyazo cyaturutse ku bakiriya bashya ba banki, bigaragaza akamaro k’urusobe rwayo rwagutse.
Inyungu yiyongereyeho gushyigikirwa n’ubucuruzi bw’ivunjisha ry’amafaranga y’amahanga, bwiyongereyeho 13 ku ijana mu gihe ubukungu bw’u Rwanda bukomeje gutera imbere.
By’umwihariko, inyungu zitari iz’inguzanyo zazamutseho 14 ku ijana bitewe n’iyongera ry’ibikorwa by’abakiriya ba banki ryageze kuri 13 ku ijana.
“Nishimiye ingaruka nziza z’impinduka twagezeho mu gice cya mbere cy’uyu mwaka, zarenze ibikorwa by’imari zigera ku bantu barenga 200,000 binyuze mu bikorwa byacu by’iterambere rirambye. Mu gihe kiri imbere, dukomeje kwibanda ku guhanga udushya, gukora neza mu mikorere no kwita ku bakiriya,” Mutimura yavuze.
Banki yashoye imari nyinshi mu bakozi bayo, aho amafaranga y’abakozi yazamutseho 27 ku ijana, bigaragaza ubwitange mu kubaka ubumenyi bw’abakozi binyuze mu mahugurwa, imibereho myiza no guteza imbere umwuga.
Ibi byatumye banki ihabwa igihembo cya "Gahunda y’Umwaka Mwiza mu Guteza Imbere Amahugurwa n’Impano" mu Bihembo n’Inama by’Abagore mu Bucuruzi mu Rwanda 2025.
I&M Bank yakomeje kugira inyungu ikomeye ku mari y’abanyamigabane (ROE) ingana na 22.47 ku ijana, n’inyungu ku mutungo (ROA) ingana na 2.61 ku ijana, ndetse n’igabanuka ry’igipimo cy’ibiciro ku nyungu (cost-to-income ratio) rigera kuri 45 ku ijana, bitewe n’imikorere inoze ihoraho ndetse n’ishoramari ryihariye mu ikoranabuhanga no mu bakozi bacu.
