I&M Bank ihugura abagore ku bumenyi bw'ubucuruzi

Abagore b'abacuruzi mirongo ibiri na batandatu bateraniye mu mahugurwa ya "She Grows with I&M Bank" yabaye ku wa 28 Kanama, gahunda yagenewe kongerera ubumenyi mu bucuruzi no kubafasha kwagura imishinga yabo.

Iyi gahunda yateguwe na I&M Bank Rwanda ifatanyije na Le Village de la Femme, ikigo cy'imibereho kibanda ku guteza imbere abagore b'Abanyafurika bato binyuze mu bujyanama mu bucuruzi, kikaba cyari kigize igikorwa cya banki mu rwego rwo gukomeza gushyigikira abagore mu bucuruzi.

Amahugurwa yatanze ubumenyi ku ngingo z'ingenzi nk'imikorere y'ubucuruzi, imicungire y'imari, no kubona ibikoresho. Abitabiriye, bose baturutse mu bigo bito n'biciriritse (SMEs), bungukiye ubumenyi bufatika bubafasha kwagura ubucuruzi bwabo.

Ibiganiro by'ingenzi byibanze ku kubaka imitekerereze yo gutera imbere, gutegura ingamba zifatika z'ubucuruzi, no kumenya neza ibitabo by'ibaruramari n'imicungire y'imari.

Abitabiriye banungutse ubumenyi bw'agaciro, harimo uko bakwaka inguzanyo za miliyoni 350 Frw (Rwf350 million) batanze ingwate, ndetse n'uko bakoresha neza serivisi za I&M Bank kugira ngo bagere ku ntsinzi izahindura ubuzima bwabo.

Bamenyeshejwe kandi Business Model Compass, umugambi w'ubucuruzi woroheje ugizwe n'ibice icyenda by'ingenzi, birimo icyatuma ubucuruzi bwabo buba bwihariye, umubano wabo n'abaturage, uburyo bageza ibicuruzwa ku bakiriya, ndetse n'inkomoko y'amafaranga.

Diane Niyigaba, wavugiye mu izina ry'abahuguwe, yagaragaje ibyishimo bye ku bumenyi bungutse muri aya mahugurwa.

"Twungukiye byinshi uyu munsi," ni ko yavuze.

Niyigaba yavuze ko bize uko bahindura imitekerereze yabo, uko bakwaka inguzanyo batanze ingwate, ndetse no kumenyekanisha ibicuruzwa byabo neza bagamije amatsinda by'abakiriya by'umwihariko.

"Twanakoze isuzuma ku mpapuro, twandika agaciro twiteguye guha abakiriya bacu n'ibintu bidasanzwe tuzabakorera.

"Twishimye cyane kandi dushimira uyu munsi no kudushyira mu mahugurwa nk'abagore. Twungukiye byinshi bizadufasha kwagura ubucuruzi bwacu," ni ko yavuze.

Aretha Mutumwinka, Umuyobozi Mukuru wa Le Village de la Femme, yagaragaje ingaruka z'amahugurwa ku bitabiriye, avuga ko yabahaye ubumenyi bw'ingenzi mu igenamigambi ry'ubucuruzi, mu bumenyi bw'imari, no mu gutegura ingamba.

"Uyu munsi twibanze ku gufasha aba bagore kumva uko bashobora kwagura ubucuruzi bwabo no kurenga imbogamizi bafite. Twifuza ko bareba ejo hazaza aho bashobora gutera imbere birenze imipaka bafite ubu," ni ko yavuze.

Mutumwinka yanashimangiye akamaro ko gukomeza gushyigikira, avuga ati: “Ntabwo tuzahagarara ku mahugurwa gusa. Dutegura gusura abantu inama kugira ngo turebe ko aba bagore bashyira mu bikorwa ibyo bize kandi bari mu nzira yo kwiteza imbere mu buryo burambye.”

Mu gusuzuma ejo hazaza h'iyi gahunda, Mutumwinka yagaragaje intego yo kwagura iyi gahunda, kugira ngo igere ku bagore benshi mu gihugu hose mu Rwanda.

“Dufite gahunda yo gukora iyi gahunda nk'ubufatanye bw'imyaka myinshi, tukayagura hanze ya Kigali tukagera no ku tundi turere, kugira ngo abagore benshi barusheho kungukira muri iyi gahunda,” yasobanuye.

Benjamin Mutimura, Umuyobozi Mukuru wa I&M Bank Rwanda, yashimiye Le Village de la Femme kuba yarazanye iki gitekerezo kikagerwaho, anagaragaza akamaro k'ubufatanye.

“Twifuza ko iki gikorwa kiba icy'umwaka ku wundi. Kugira abafatanyabikorwa nka Le Village de la Femme ni ingenzi, kuko bazajya baduha inkunga y'inama idahagarara abitabiriye amahugurwa. Twiyemeje gukorana na bo,” ni ko yavuze.

Abwira abitabiriye, Mutimura yongeyeho ati: “Niba mwumvise neza amahugurwa yatangiwe hano kandi mufite ubushake, icyizere n'intego zisobanutse, tuzabashyigikira. Nka I&M Bank, tuzabahagararira. Iki gikorwa ni intangiriro gusa; tuzakomeza no gushyigikira abandi.”

Mutimura yanagaragaje intego ikomeye banki ifite yo gufasha abacuruzi bato n'abaciriritse miliyoni ebyiri mu myaka itatu iri imbere.

“Mwebwe ni aba mbere, ariko tuzakomeza gushyigikira benshi cyane,” ni ko yavuze.

Mu gusoza, yashimangiye akamaro ko kubitsa, ati: “Kora kandi ukize, ariko ntugakoreshe amafaranga yawe yose. Ibuka kubika kuko hazagera igihe utazabasha gukora, kandi uzakenera ayo mafaranga yabitswe,” ni ko yagiriye inama.

Amahugurwa arangiye, buri mwitabiriye yahawe icyemezo cy'impamyabumenyi, kigaragaza ko yarangije neza gahunda kandi ko yiyemeje gukomeza urugendo rwe rw'ubushabitsi.