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Ubwishingizi bw'ubuzima ku itsinda

Iyi ni serivisi y'ubwishingizi bw'ubuzima itanga amafaranga yose rimwe igihe umukozi w'ikigo apfiriye (azize indwara and/cyangwa impanuka) akiri mu kazi.
Ubwishingizi bukora amasaha 24 ku munsi, iminsi 365 mu mwaka, kandi bukorera ku isi yose. Ikigo gishobora guhitamo ingano y'inyungu yishyurwa, urugero: inshuro 2 z'umushahara w'umwaka ku mukozi, inshuro 3, inshuro 4 n'izindi, cyangwa amafaranga ateganyijwe ahamye atitaye ku mushahara.

Ubwishingizi bushobora gupakirwa hamwe n'ubundi bwishingizi bwiyongera bukubiyemo:-

Indwara zikomeye: Iyo indwara ikomeye imenyekanye bwa mbere, politiki yishyura kugira ngo ibone ibikenewe by'ubuvuzi byihutirwa no gucunga indwara. Urugero rw'indwara zikomeye ni umutima (heart attack), kubagwa imitsi y'umutima, guhagarara kw'amaraso mu bwonko (stroke), kanseri, kumugara umubiri wose ku buryo budasubirwaho, guhuma n'izindi.
Ubwishingizi bw'amafaranga yo gushyingura: Ubu bwishingizi bwishyura amafaranga yumvikanyweho mbere yo gufasha mu bikorwa byo gushyingura nyuma y'urupfu rw'umukozi. Ayo mafaranga yishyurwa mu masaha 24 nyuma yo kumenyeshwa urupfu.
Umusanzu ushobora kubarwa ku rutonde rwose rw'imishahara y'itsinda cyangwa ku mafaranga ateganyijwe ahamye yishyurwa umunyamuryango igihe apfiriye akiri mu kazi k'umukoresha. Itsinda ntirisabwa gupimwa ubuzima, keretse ku bakozi bamwe aho hagaragajwe ibibazo by'ubuzima mu ifishi yo gusaba.

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