Work Injury Benefit Act (WIBA)

I&M Bank Kenya - Work Injury Benefit Act (WIBA)

Work Injury Benefit Act (WIBA)

This provides cover to employees for injuries sustained whilst in the course of duty. Employees who sustain injury are compensated as per defined scale of benefits depending on the injury.

Every employer is required by the Act to obtain and maintain an insurance policy with an insurer approved by the minister (for Finance) in respect of any liability that the employer may incur under the Act with respect to any of their employees. The employees to be covered includes domestic workers i.e. house keepers, guards, drivers etc.

Key Features

  • In case of death: Based on 96 months earnings subject to the max limit of liability.
  • Permanent Total Disability: Percentages as set out in the First Schedule of Work Injury Benefits Act.
  • Total Temporary Disability: As per the Work Injury Benefits Act, 2007 maximum 12 months earnings.
  • Medical Expenses: Actual expenses incurred Max. Kshs.100,000/= per employee
  • Funeral Expenses: Kshs.30,000/= per deceased employee

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