Visa Tamarind Gold Credit Card

Enjoy a whole world of privileges from the famed Tamarind Hospitality Group.

I&M Bank Kenya - I&M Visa International Tamarind Gold Credit Card

I&M Visa International Tamarind Gold Credit Card

A premium co-branded Visa International Gold Credit Card, enjoying a whole world of privileges from the famed Tamarind Hospitality Group

I&M Bank Benefits

  • Acceptance

    The card is accepted worldwide in all Visa accepting ATMs, shops, restaurants, and other Visa merchants as well as for making online purchases.

  • Prestige

    Prestige as a VISA cardholder and buildup of recognized credit history.

  • Free credit period

    Up to 50 days

  • Payment

    Convenient option to pay up to as low as 15% of the total outstanding balance.

  • Credit Enhancement

    Automatic credit enhancement on renewal, subject to satisfactory usage.

  • Supplementary cards for family members.

    Supplementary cards for family members on request

  • Attractive Reward Points

    Earn 0.3% of your spend amount when you transact on POS (Point of Sale) or online shopping. 1 Point = 1 Kes

The Tamarind Group and Signature Advantage

Discount of 15% on food and wine at Tamarind Nairobi, Tamarind Mombasa, Carnivore Nairobi and Tamambo

Free Entrance for Theme nights for cardholders and guests at Simba Saloon, Carnivore Nairobi.

Signature Points - Earn loyalty points for every shilling spent which may be redeemed for attractive rewards.

Signature Alert - Sms alerts every time a transaction of over KShs. 3,000/- is carried out on the card.

Discount of 20% on accommodation at Tamarind Village, Mombasa.

Pay by Tamarind Gold on the Tamarind Dhow and enjoy 15% off wines.

Signature Pay - Special financing arrangements in convenient monthly instalments at concessional rates for specific purchases.

Signature Change: An amazing offer: If you already hold a credit card and wish to switch to the Tamarind Gold International Visa Card, you will enjoy a concessional interest rate and deferred payment option on your transferred outstanding balance.

Credit Card Payment

  • To pay using Mpesa Pay Bill, follow the below instructions:
    - Go to Mpesa Menu, Lipa na M-PESA
    - Select Pay Bill
    - Enter the Business no: 872649
    - Enter Account Number: Your 16-digit Card Number
    - Enter Amount
    - Enter your Mpesa PIN to complete the transaction.

  • To pay using Mpesa Xpress:
    - Go to "Online Services" on the Home Page, Select M-PESA Xpress and follow the following instructions
    - Enter the full 16-digit Credit Card Number and amount to pay
    - Enter your Phone number
    - You will then receive a pop-up on your phone requesting you to enter your Mpesa PIN to complete the transaction (Make sure your mobile device screen is unlocked)

Card Tariff and Charges

  • Joining Fee

    Nil

  • Supplementary Joining Fee

    Nil

  • Annual Fees

    Kes 6,000

  • Supplementary Annual Fees

    Kes 3,000

  • Credit Period

    Up to 50 days

  • Roll-over Amount

    90%

  • Minimum Payment

    10%

  • Cash Advance

    30% of credit limit

  • Revolving Credit Interest

    3.5% per month on the actual daily outstanding balance

  • Late Payment Penalty Rate

    6% flat on outstanding minimum payment amount on the due date, KShs 1,000/- maximum

  • Over Limit Charge

    Kes 1,500

  • Cash Advance

    Charge 7.50%

  • Unpaid Instruments Handling Fees

    KShs. 2,000

  • Card Replacement Fees

    KShs. 1,000

  • Credit Life Insurance % of approved limit

    0.36% p.a

Terms and Conditions

  • Some of the features described above may be amended, varied or unavailable at some point in time

  • Signature Change and Signature Pay facilities are at the discretion of I&M Bank.

  • Card issuance is subject to Terms and Conditions of I&M Bank International Visa Infinite Credit Card

  • Please carefully read the Terms & Conditions and applicable charges before applying.

Want to apply for Credit Card?

Download the below form and submit it to the nearest branch with the required documentation